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PayPal has developed a reputation as one of the safest and most secure online payments systems in the world. There are literally millions of websites that now accept PayPal as a method of payment, including a number of legal and regulated online casino and poker sites across the US.

PayPal transactions can be conducted in more than 25 different currencies and the payment processor’s 200 million active users worldwide use it to send, receive and hold funds in all of them.

Online casinos and online poker sites under this jurisdiction allow players to not only fund their accounts in US dollars but also participate in tournaments using the same currency. Costa Rica This is another licensing jurisdiction that applies to poker players who are not lucky enough to be living in the three states where online poker is legal. CardPlayer.com is the world's oldest and most well respected poker magazine and online poker guide. Since 1988, CardPlayer has provided poker players with poker strategy, poker news, and poker.

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Now, thanks to PayPal reversing a no-gambling transactions policy it had in place for years, gamblers and poker players in the US can use PayPal to deposit and withdraw funds form several online poker and casino sites operating legally inside the US.

Which online poker and casino sites in the US accept PayPal?

PayPal is now accepted as a method of deposit and withdrawal by four online poker sites operating legally in the US.

The sites include:

Additionally, five more legal and regulated online casino sites in New Jersey also accept PayPal.

These sites include:

Banking with PayPal

Making a deposit on an online poker or casino site with PayPal is a simple three-step process.

You must first ensure the email address you are using for both your poker or casino site is the same one you’re using for your PayPal account.

Next, you must fund that PayPal account. PayPal accounts can normally be funded through a transfer from another PayPal account or by direct transfer from your bank account.

PayPal usually accepts major credit and debit cards as well. However, there are fees associated and several online poker and casino sites do not accept PayPal deposits from accounts funded in this manner.

Once there is money in your account, the third and final step is to choose PayPal as your method of deposit on the online casino or poker site of your choice and follow the prompts.

Once you have successfully made a deposit using PayPal, you can then withdraw funds using the online payment processor.

Is PayPal safe and secure?

As a licensed money transmitter in the US, PayPal is subject to many of the laws governing the US banking industry. For the most part, this means your money is as safe with PayPal as it is with any bank in the country.

Additionally, PayPal uses Secure Sockets Layer (SSL) encryption technology to keeps all of its users personal and financial information safe and secure. This means your privacy is protected.

Finally, PayPal has its own Buyer Protection and Account Protection programs that will help you on the rare occasion your money somehow disappears. Essentially, these programs help resolve any disputes over transactions. They help prevent fraud and provide an additional layer of protection for all PayPal users.

In the end, you can count on PayPal being one of the safest and most secure ways to make a deposit on accepting online poker and casino sites in the US.

Are online casino and poker sites that accept PayPal safe?

Government oversight ensures the legal and regulated online poker and casino sites in the US are safe and secure. In New Jersey, that oversight is provided by an arm of the State Attorney General’s Office called the Division of Gaming Enforcement.

In Nevada, it’s the Nevada Gaming Commission and the Nevada Gaming Control Board.

These government bodies have put in place regulations guaranteeing the safety of all player funds. They are also responsible for testing the games and software for fairness.

The history of PayPal and US poker and online casino sites

PayPal launched online payment processing services back in 1998. At the time, online gambling sites were one of its biggest business partners.

The online auction site eBay bought PayPal in 2002 and it wasn’t long before the U.S. Attorney’s Office first alleged PayPal was processing payments for what it considered illegal gambling operations.

PayPal and eBay settled the case against it by agreeing to pay a $10 million fine, admitting it had aided illegal offshore online gambling sites, and instituting a strict no-gambling transaction policy.

This policy stayed in effect for close to seven years.

By that time, governments around the world had begun legalizing and regulating online gambling operations. PayPal moved back into the online gambling market in 2010 by beginning to act as payment processors for online casino sites in Europe that were licensed and regulated in different jurisdictions.

The strict no-gambling transaction policy was changed with PayPal now interested in working with online gambling operators, as long as they were licensed and regulated by local governments.

Caesars Interactive Entertainment’s NJ online gambling sites struck a deal to start accepting PayPal in 2015. The WSOP.com Nevada site came on board at that time as well. Two New Jersey sites operating under Golden Nugget Atlantic City’s internet gambling license came aboard in 2017.

PayPal online poker and casino FAQ

Are there fees for using PayPal?

The online poker and casino sites in the US that accept PayPal as a method of deposit do not charge users a fee for using PayPal.

There are also no fees for funding a PayPal account directly from a US bank account or by electronic funds transfer.

Can you use PayPal without an account?

Players must create a PayPal account to use it as a deposit method on sites that accept it. Plus, the email address has to be the same one on both accounts.

Can you use someone else’s PayPal account?

No. The PayPal account used to deposit at a US online poker or casino site must belong to the site account holder. It must also needs to use the same email address.

Why can’t I see PayPal as a withdrawal method?

PayPal only appears as a withdrawal option once its used as a deposit method.

How do I make a withdrawal from PayPal?

Users can almost always make a withdrawal from PayPal using the same methods used to fund the account. Users can also request electronic check and a check by mail.
PayPal users also have the ability to obtain a PayPal debit card that can be used at ATMs and places where most major credit cards are accepted.

Why should I use PayPal?

PayPal offers instant deposits at the US online poker and casino sites that accept it. It is safe and secure and money on PayPal can also be used all over the internet.

The only downside is withdrawal times can sometimes be slower than other online payment processors.

Five states have legalized online poker. Here is a guide to the online poker scene in the US.

Nevada online poker

Nevada was the first state to launch regulated online poker.

The regulated US online gambling industry started in Nevada. In December 2011, the Nevada Gaming Control Board adopted regulations pertaining to Nevada online poker sites.

The regulations required affirmation through the Nevada legislature. Nevada lawmakers meet on a biennium. The state passed the regulations governing Nevada online poker in February 2013.

On April 30, 2013, Ultimate Poker launched as the first regulated online poker room in the US.

The launch was flawed due to poor software and unproven geolocation services. Ultimate Poker attracted about 300 peak players and the same number of players participated in sit and gos and tournaments.

Player complaints were common due to the poor software. The site’s inability to locate some players caused it to lose customers.

WSOP.com launched on September 17, 2013. WSOP.com enjoyed massive brand awareness and dominated the market within two months.

Ultimate Poker succumbed to the small intrastate poker player pool in Nevada. It left the Nevada market on November 17, 2014. This leaves onlyWSOP.com and Real Gaming in the Nevada online poker market.

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On March 24, 2015, a liquidity sharing agreement between Delaware and Nevada went live. New Jersey joined the compact in April 2018. So, players from three states can now sit at the same table.

Technically, there is a second active poker site in Nevada. Real Gaming, backed by South Point Casino, launched in February 2014.

However, the site never has gained more than 1 percent of the market at any time. Currently, its influence in the market is small enough that WSOP more or less enjoys a monopoly in the market.

Nevada online poker sites

  • WSOP.com NV
  • (Real Gaming)

NJ online poker

New Jersey is currently home to seven online poker sites. Those sites are spread across four distinct networks, and operate through three different licensees.

The New Jersey legislature legalized online poker and casino games in the state in December 2012. After some back-and-forth between Gov. Chris Christie and the lawmakers, the governor finally signed the bill into law.

As a result, New Jersey online poker and casino games launched on November 21, 2013. Borgata and its partner Party Poker dominated the New Jersey online poker world at the time after launch.

WSOP NJ was the second biggest site after Borgata/partypoker. It used 888 software, but was a standalone room. 888 operated its own platform, but began to share player pools with WSOP.com in January 2015.

PokerStars NJlaunched in New Jersey on March 21, 2016.

The site opened at around the same size of WSOP.com and Borgata. Since launch, PokerStars has been the top site in the Garden State for much of its tenure.

In April 2018, New Jersey joined the multi-state compact with Nevada and Delaware. The agreement allows the three states to share their player pools across state lines.

New Jersey online poker sites

  • Pala Poker

Delaware online poker

Delaware was the second state to legalize and regulate online gambling. It was legalized through the state legislature in June 2013.

Online casino games went live on October 31, 2013. The online poker network opened on November 8, 2013.

Delaware offers online poker and casino games through its state lottery. Interactive gaming is marketed through its three video lottery racinos.

888supplies the platform all three sites. The online poker room shares liquidity between all sites. Delaware and Nevada started sharing online poker player pools on March 24, 2015. New Jersey joined the pool in April 2018.

Delaware online poker sites

  • Doverdowns.com
  • Delawarepark.com
  • Harringtonraceway.com

Pennsylvania legal online poker and casino

Pennsylvania became the fourth state to legalize and regulate online poker and online casino play in the U.S. when Governor Tom Wolf signed bill H 271 on Oct. 30, 2017. Online poker was expected to launch by July of 2019.

However, that date was pushed back until PokerStars officially launched on Nov. 4, 2019. This became the first online poker operator in Pennsylvania.

The site is now fully operational with the excellent software, cash games, and tournaments that players have come to expect. PokerStars has promised much more for players in the state and received a nice reception from many in the state.

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There are eight casino or operators attempting to launch online poker in Pennsylvania right now. One of them is MGM Resorts, which applied for a license as a qualified gaming entity through its Borgata property in New Jersey.

The Pennsylvania casinos which have both applied for and been approved to offer online poker are:

  • Harrah’s Philadelphia
  • Hollywood Casino at Penn National Race Course
  • Mount Airy Casino (now live through its partnership with PokerStars)
  • Parx Casino
  • Sands Bethlehem
  • SugarHouse Casino
  • Valley Forge Casino

West Virginia online poker and casino

West Virginia joined the online gambling party on March 27, 2019. Gov. Jim Justice allowed H 2934, the West Virginia Lottery Interactive Wagering Act, to become law without his signature.

The law allows the five land-based casinos to apply for interactive licenses. Each license initially costs $250,000 and must be renewed for $100,000 every five years. Casinos will pay 15 percent of revenue in taxes.

The five properties which will develop online sites in West Virginia are:

  • The Casino Club at Greenbrier Resort
  • Hollywood Casino Charles Town
  • Mardi Gras Casino
  • The Mountaineer Hotel, Casino & Resort
  • Wheeling Island Hotel-Casino-Racetrack

Legalization is terrific news, but active online gambling in West Virginia is still somewhat in the future. The state’s officials will have to create a set of regulations. The best estimate from various sources is that the first online casino in West Virginia won’t appear until 2020.

Online poker bills introduced to state legislatures

Legal US online poker FAQs

Is it legal to play online poker in the US?

It depends on the state.

In Nevada, New Jersey, and Delaware, there are online poker sites that are licensed by the associated state gaming commission.

There are laws that make it illegal to play online poker in Louisiana, Utah, and Washington. In Washington, it is a felony to play any form of online gambling.

It is a misdemeanor in Utah and Louisiana to play online poker or any other form of gambling over the internet. No other states make it illegal to play online poker, even if the site is located offshore.

Global Poker is perhaps the only site to pass any kind of legal muster. The site uses a unique dual-currency model to operate as a sweepstakes site, rather than a straight online poker site.

So, most players in the US can play through Global Poker, or its sister site, Chumba Casino.

Is it legal to play on offshore sites like Ignition?

Yes and no. Sites like Ignition Poker or America’s Card Room exist in a legal zone some call the “grey market.”

Basically, these sites are operated and monitored by entities outside the United States. Most state laws in the US do not say one way or another about the legality of these sites.

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However, this lack of legislative mention puts any of these sites at risk of closure should a state or federal executive branch choose an unfavorable interpretation of existing law. Also, these sites are less accountable to their players due to their international status, and as such, disputes over money can be much more difficult to resolve.

Why isn’t there a federal online poker bill?

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There have been many attempts to pass an online poker bill at the federal level.

  • 2009 – Rep. Barney Frank first proposes regulated online poker.
  • 2011 – Frank and Rep. Joe Barton attempt to get Congress to repeal the Unlawful Internet Gambling Enforcement Act (UIGEA).
  • 2012Sen. Harry Reid and Sen. Jon Kyl combine to propose a poker-only bill, known in the poker community as Reid/Kyl. The bill dies when Congress adjourns.

Nowadays, the federal government is more likely to focus its attention on sports betting. Unfortunately, online poker and gambling just doesn’t rate for many constituencies as key issues.

There does seem to be a movement towards greater states’ rights, however. The dismissal of PASPA in May 2018 allowed sports betting to proceed at each state legislature’s discretion.

A recent reversal of Department of Justice opinion on the Wire Act may also end up being a net positive for online gambling advocates. The DOJ seems to have been swayed by anti-gambling lobbyists funded by Las Vegas Sands owner Sheldon Adelson.

Neither the states nor the media are amused by the appearance of corruption and impropriety. As a result, online gambling might become a medium for states to argue a greater issue, and thus, rise in prominence.

What is the UIGEA?

UIGEA is an acronym for the Unlawful Internet Gambling Enforcement Act. It passed Congress in September 2006 and was signed into law by President Bush two weeks later.

The UIGEA made it illegal for banks to process payments for unlawful gambling sites. It did not define what that was. Most publicly-traded sites immediately left the US market after the UIGEA was enacted.

These included Party Poker, iPoker, Microgaming Poker Network, Ongame, and 888. All of these examples returned to the US market when states started to regulate online poker.

What is Black Friday?

Black Friday was the day the US online poker community describes April 15, 2011.

On that date, PokerStars, Full Tilt Poker, and Absolute Poker were charged with gambling crimes by the US Department of Justice in the Southern District of New York.

Unfortunately, Full Tilt Poker and Absolute Poker did not have enough cash on hand to pay players. PokerStars paid all customers within weeks. Strange as it may seem, it was PokerStars that eventually made all Full Tilt Poker players whole after coming to an agreement with federal authorities.

Will online poker ever be legal in my state?

It depends on the state.

It seems impossible to think online poker will ever be legal in Utah as it offers no other forms of legalized gambling.

The situation regarding online poker bills is always changing, however. There are several states that are considering legal online poker currently. They are:

  • Connecticut
    • S 17 would legalize online gambling and sports betting
  • Kentucky
    • H 175 would legalize online poker, sports betting, and daily fantasy sports
  • New York
    • A 4924 would certify online poker as a game of skill under New York law
  • Tennessee
    • SJR 165 would legalize all forms of online gambling
  • West Virginia
    • H 2934 would make all “interactive” gaming legal
  • Virginia
    • HB 2321 seeks to study online gambling expansion of all types

Of the six, West Virginia would seem to have the inside track to be next to launch. The Mountain State is already home to online sports betting, and the aforementioned bill is already passing through initial legislative committees.

Three other states, Illinois, Massachusetts, and Michigan, are also interested in online poker. However, they haven’t gotten their collective acts together just yet.

Can I play at a legal online poker site while not in that state?

Casinos

Legal online poker sites licensed in Delaware, Nevada, and New Jersey use geolocation software to ensure that players are located in the state at the time of action.

This takes into account the IP address of the player, location of a related cell phone, and nearby wireless access points. It is impossible to play at legal online poker sites when located outside state lines.

Is my money safe at legal US online poker sites?

As a matter of fact, money held at legal poker sites is just as safe as it would be behind the cashier cage at the casino.

The very same gaming regulations that apply to live casinos are also valid for regulated sites. All deposits are held in separate accounts from cash used for operations.

How do I deposit at legal poker sites?

Legal poker sites in the US accept deposits by:

  • Visa
  • MasterCard
  • Electronic checks
  • Neteller
  • Skrill
  • PayNearMe
  • PayPal
  • Cash at associated casinos in Atlantic City and Las Vegas

How do I withdraw from legal poker sites in the United States?

Legal poker sites pay winnings by:

  • Electronic check
  • Check by mail
  • Bank wire
  • Neteller
  • Skrill
  • PayPal
  • Cash at associated casinos in Atlantic City and Las Vegas